Ready For Retirement

Avoid This Major Pitfall of Standard Withdrawal Strategies

April 25, 2023 James Conole, CFP® Episode 160
Ready For Retirement
Avoid This Major Pitfall of Standard Withdrawal Strategies
Show Notes

You might be missing something if you're focusing only on your initial withdrawal rate...

...on today's episode, we'll cover what you might be missing, and how you can maximize your portfolio withdrawal strategy.


Questions answered:
What is the 4% rule and how does it apply to me?
How should staggered income and expenses alter your withdrawal strategy?


Time stamps
0:00 Intro
2:15 What is the 4% rule?
4:00 Example of staggered income or expenses
9:13 You might be limiting your withdrawals
12:20 Staggered income and expenses
13:15 Example of staggered income and expenses
18:20 Looking at your portfolio differently
19:09 Summary
21:30 Conclusion
22:38 Outro



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