Ready For Retirement
Ready For Retirement
Latest Episodes
The Real Question Behind When to Start Social Security (It’s Not 62 vs. 67 vs. 70)
Most people think deciding when to take Social Security is a math problem. Run the numbers. Find the breakeven age. Pick 62, 67, or 70. Done.But that approach misses the point. This is not a math decision. It is a risk decision....
You Don’t Need a Financial Advisor… Until You Do (Here’s When)
You’ve done everything right. You saved consistently. You built a portfolio. You figured it out on your own. So why would you ever need a financial advisor now. That question makes sense. And for many people, the answer really is th...
Stop Overfunding Your 401(k). Do This Instead
You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can’t actually use it when you want to.In this episode, James explains why the type of account...
5 Mental Traps That Keep You From Retiring (Even When You’re Ready)
As you get close to retirement, something unexpected starts to happen. The math looks good. The plan works. And yet, you hesitate. In this episode, James Conole explores the quiet mental traps that show up right before one of the bi...